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Paperwork Required to Sell Your Home FSBO

A complete checklist of every document you need to sell your home without a realtor — from disclosure forms to the purchase agreement to the deed transfer at closing.

⚖️ Educational guide only — not legal advice. Buckeye Home Exchange is an advertising platform, not a licensed real estate brokerage or attorney. Consult a licensed attorney in your state for legal guidance.

🔴 Legal Notice: Real estate paperwork requirements vary significantly by state. This guide provides general educational information only. Buckeye Home Exchange is not a licensed real estate brokerage or attorney. Always consult a licensed real estate attorney in your state to prepare or review any legal documents.

Documents You'll Need

Selling a home involves several categories of paperwork. Here's a comprehensive checklist organized by stage of the transaction.

Before Listing

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Property deed — Proves you own the home. Your title company will need this.
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Mortgage payoff statement — Get this from your lender. Required to determine your net proceeds.
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HOA documents — If applicable: CC&Rs, HOA financial statements, meeting minutes, current dues, any pending assessments.
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Recent tax records — Property tax bills and any tax exemptions.
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Survey — If available, shows property boundaries. Buyers or title companies may require this.

Disclosures (Required by Law)

⚠️ Failure to disclose known material defects can result in lawsuits and rescission of the sale after closing.
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State Property Disclosure Form — Required in all states. Visit your state's real estate commission website for the official form (e.g., "Ohio Residential Property Disclosure Form").
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Lead Paint Disclosure — Required for homes built before 1978. Federal law requires sellers to disclose known lead paint hazards and provide the EPA pamphlet "Protect Your Family from Lead in Your Home."
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Natural Hazard Disclosure — Required in some states (e.g., California). Check your state's requirements.

At Offer / Under Contract

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Purchase Agreement / Sales Contract — The legally binding contract between buyer and seller. Have a real estate attorney draft or review this document.
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Earnest Money Agreement — Documents the buyer's good faith deposit (typically held by the title company).
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Counter-offers / Addenda — Any modifications to the original offer.

At Closing

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Closing Disclosure — Review at least 3 days before closing. Shows final costs and net proceeds.
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Deed (prepared by title company) — Transfers ownership. Your title company prepares this.
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Government-issued photo ID — Passport or driver's license required.
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All keys, codes, and manuals — House keys, garage openers, mailbox keys, alarm codes, appliance manuals.

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