How to buy a home directly from the owner — no agent required.
Buying directly from a seller means less friction, faster communication, and sometimes more negotiating flexibility. There's no listing agent filtering your questions or slowing down the process.
Before contacting sellers, get a mortgage pre-approval letter from a lender. FSBO sellers take pre-approved buyers more seriously and may be more flexible on price.
If you're paying cash, have a proof-of-funds letter ready from your bank.
Use the contact form on each listing page. Be direct and professional. Mention your pre-approval status and desired timeline.
Always hire a licensed Ohio home inspector before making or finalizing an offer. This protects you from costly surprises after closing. Cost: typically $300–$500.
Find an inspector at ashi.org or through the Ohio Association of Home Inspectors.
Your written offer should include: purchase price, earnest money amount, financing contingency, inspection contingency, desired closing date, and any personal property included.
We strongly recommend having a real estate attorney ($200–$500) draft or review the purchase agreement.